Fresh Air Loans are installment loans with a set number of equal payments, which means you know exatly what your payments will be, the total cost of your loan and when it will be paid off. Simply complete our quick online application, request your loan amount and your money could be on the way, usually the next business day!
Qualifying is easy and you don't need to worry about your credit. You can qualify if you:
Even bankruptcy, bounced checks, charge-offs and other credit hassles don't prevent you from getting the cash advance you need!
How much you qualify for depends on a number of factors, including your income. To see how much you can qualify for, simply complete our fast online application and your money will be on the way, usually by the next business day!
And don't worry, any credit type can qualify, even bankruptcy, charge-offs and bounced checks!
Cash advance loans are designed for emergency situations when you are short of cash and need money fast! Family emergencies, unexpected car repairs, overdrafts, telephone reconnection and deposits are just some of the urgent cash needs our customers have experienced.
Your fees are less than the cost of not having the cash you need when you need it − overdraft fees, bounced check charges, taxes, even losing your job because you can't get to work! Actual fees, excluding late payment fees, are charged only once during the life of the loan unlike other lenders that charge a fee with every payment.
Your cash can often be sent to your bank account the very next business day.
Once approved, you can apply for a new loan any time, which can usually be funded by the next business day.
Preferred Plus customers may request a loan increase, up to their approved limit, even if their current loan has not been paid off. If you are requesting an increase, your account must be in good standing and Fresh Air must have received at least one verified payment on the current loan.
Fresh Air Loans are installment loans with a set number of equal payments, which means you know exactly what your payments will be, the total cost of your loan and when it will be paid off.
PreferredPlus customers are able to borrow up to $2,000 and request additional increases. An "increase" is a customer request to receive additional funds from their account up to their approved limit.
To achieve PreferredPlus status, a customer must have taken out and repaid 2 separate loans followed by a short 3-day waiting period to ensure that all payments have cleared. Other restrictions may apply.
If you do not have a printer handy, there are several ways to get copies of your documents to you.
To make these special arrangements, please visit our Contact Us page. One of our helpful representatives will contact you shortly thereafter.
You are able to reprint your loan documents any time during the lending process. If you wish to reprint your loan documents, contact us and we can email your documents to an email address you request for later printing or printing at another location.
An increase allows you to draw additional funds from your account up to your approved limit. This option is only available to preferred customers with a current loan in good standing and who currently owe less than their approved limit. A new loan fee will be charged on the increase, but the will only be based on the increased amount, not the full amount of the loan like other lenders do. Payments will continue on your normal payment schedule, however the amount and number of payments may increase. Increases are only available after a preferred customer has made at least one verified payment on their current loan.